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By admin, on January 30th, 2012
Here at Coldwell Banker Realty III, we don’t use the term “Enid’s Best” lightly. Were proud of our sales associates, their hard work ethic, and drive to stand out from the rest.
Meet one of our outstanding sales associates Shannon Clayton
Shannon Clayton
580-233-8833
sclayton@cbrenid.com
Shannon became a real-estate agent in April of 2011. In just a few short months she has acquired the skills and experiences many people admire in a good real estate agent.
She is a native of Waukomis and currently resides in Enid with her husband and 2 children.
Shannon earned top producer in November 2011, and has listed and sold some of Enid’s finest properties.
“I love being in the business of people. “Watching someone’s eyes light up when they walk through the front door of what may be their future home”
Shannon is just one of an entire team of motivated agents willing to work the hardest for you. She will provide the best service possible, and keep you informed from the beginning to the end. Stop by and talk to Shannon today to assist you in all of your real estate needs
By admin, on January 12th, 2012
Meeting “Enid’s Best”
Here at Coldwell Banker Realty III, we don’t use the term “Enid’s Best” lightly. Were proud of our sales associates, their hard work ethic, and drive to stand out from the rest.
Meet one of our outstanding sales associates Clark Edwards.
Clark Edwards
580-233-8833
cedwards@cbrenid.com
Clark earned his real-estate license in 1996, and since has become a multi-million dollar producer. He graduated from the University of Oklahoma with a bachelor in Construction Science. Clark is an expert Realtor with a wide range of knowledge in all aspects of the market.
According to Clark, the fundamentals of the market are strong.
“I have faith in the Enid market. There are a lot of different industries here that are doing well. We have low unemployment, and the market has held up well despite the national recession, and even some of the troubles that we’ve seen here locally. Sales have been good and getting better since the summer, prices are holding firm, and in some places starting to appreciate. There are plenty of buyers out there for the market that’s available”
Clark is not only a full time Realtor that can help you buy or sell your home, but also specializes in custom home building. So whether you’re a first time home buyer or ready to build your dream home, stop by and talk to Clark today! He is just one of an entire team of motivated agents willing to work the hardest for you.
By admin, on November 28th, 2011
Meeting “Enid’s Best”
Here at Coldwell Banker Realty III, we don’t use the term “Enid’s Best” lightly. Were proud of our sales associates, their hard work ethic, and drive to stand out from the rest.
Meet one of our outstanding sales associates Jeff Shaffer.
Jeff Shaffer
580-233-8833
jshaffer@cbrenid.com
Jeff earned his real estate license in January of 2001, and has been with Coldwell Banker since April of 2002. Since then he has acquired a long list of achievements that well qualifies him as being one of “Enid’s Best.” Jeff has been on the Enid Metro Association Board of Directors for the past 7 years and served in 2010 as president. He was voted Reader’s Choice by the Enid News and Eagle in 2008 and has been top lister and producer many times over. Jeff is considered by many a “source” when it comes to real-estate. He maintains education in all the up to date and ever-changing aspects of the real estate market making him an expert on all things real estate. Jeff works with a wide range of buyers from investment to high end executive homes.
Jeff’s take on the real-estate market is “it’s a good time to buy. Real estate is always a good investment because it will always have value. Pairing that with historically low interest rates, now has really never been a better time to buy.”
And there you have it. An expert opinion, from an expert Realtor. Stop by today and let Jeff answer all your questions about real estate. He will work hard and always be available to make your buying or selling processes a pleasure.
By admin, on October 24th, 2011
“Enid’s Best”
What is it that make’s Coldwell Banker Realty III agents “Enid’s Best?”
You could say it’s our determination, hard work ethic, the fact that we love our little city, or our strong desire to provide the best customer satisfaction around. Our agents have a passion for what they do, and handing a set of keys to a brand new homeowner makes all our hard work well worth it.
Our agents will take the time to listen to your concerns, and whether you’re buying or selling, will assist you in all of your real estate needs. Check out some of these testimonials from our agents:
“I became a realtor because I love seeing the joy on a first time homebuyers face, and knowing that I had a part in making their dreams come true” –
Shauna Carrington (Top Lister, Sept 2011)
“Selling real estate has become my sole lively hood, and being realtor for 20+ years, I can say that I am still as passionate today about my real estate business as I was the day I started.
Patty Probasco (Realtor of the Year 2009)
“Coming from a background in sales, I was more or less recruited into the business, at the time; I never realized it would become my life. It never gets old helping families realize the American Dream, helping them overcome the obstacles they face to get there, and handing them the keys to their future.”-
Jeff Shaffer (Top Producer, Sept 2011)
“I love being a realtor, I originally got into sales because I’m a people person and I love working with people from all walks of life. My goal is for people to be pleased with the service I provide them and will strive to accomplish that goal.”-
Shannon Clayton
You see, our agents want to see you pleased with our services here. Nothing says a job well done like a satisfied customer, and we’ll go above and beyond what it takes to make sure that happens! Please stop by today and see one of our agents, you’ll be glad you did!
Oh, and a little advice when shopping for a great real estate agent, “don’t even mess with the rest; start with “Enid’s Best!”
By admin, on October 4th, 2011
ATTENTION:
BUYERS WANTED
Well, here we are in the last quarter of the year, the leaves just beginning to fall off of the trees and the Holidays are right around the corner. Let us help you get into the perfect home, just in time for Thanksgiving dinner! With our wide range of listings here at Coldwell Banker Realty III, there’s sure to be something for everyone. Stop by and let one of our knowledgeable Real Estate Agents find what you’re looking for. Oh, and don’t let bad or little credit stop you from achieving your dream of homeownership. There are options out there; some that you may not have known were available. For first time homebuyers, let us show you the options available for down payment assistance. Our agents will work hard for you. Your satisfaction is our #1 priority! Just one more reason why they call us “Enid’s Best!”
By admin, on September 28th, 2011
Getting Your Home Ready to Sell
So you have decided its time to sell your home but don’t know where to start. Your home should make people say “I could see myself here” not, “What is that weird smell coming from the laundry room?” There are a few things to remember when getting your home ready for sale; and with a couple of minor repairs and some creative organizing, your home will appeal to even the most discriminating of buyers
Simplify!
The first step in getting your house ready for sale is to put yourself in the place of the buyer. Disassociate yourself from your home and look at the big picture. What is the first thing the buyer will notice about your house when they walk in the front door? Is it the massive porcelain dog collection on the bookshelf with layers of dust on them? People tend to collect clutter in their homes especially if they have lived there a number of years. The key is simplicity. Think of things you can pack away to simplify. Consider packing away some of your personal family photos. This will help the buyer see their own family photos and wall hangings. Store those dusty knick-knacks and books from bookshelves. Consider renting a storage shed. The less clutter in your home, the more appealing it will be to a buyer.
Organize those closets and drawers!
When a buyer views a home; they naturally look in every crack and crevice of the home, and yes, that means your bedroom closet. Make sure your “hidden” areas are organized in such a way that you would not be embarrassed if someone were to open that closet and peek inside. If there are things piled and stuffed so tight they fall out when the door is opened, buyers might not think the rest of the house has been well cared for either. Be sure kitchen cabinets and counters are free of clutter as well. Organize pots and pans, the food in the pantry and the appliances on the counters. Don’t overcrowd.
You can never go wrong with fresh paint
Color says a lot about a home, and while your lime green living room adds just the right touch for you, buyers may not like it. Think about neutral colors. Tone it down. Remember, the key to selling your home is to make it simple, yet elegant and charming to someone looking to make one of the biggest investments of their life. Don’t be the house that gets remembered for the hot pink master bedroom.
Fix or replace the little things
Keep in mind buyers will look at everything. Fix the broken light switch cover, replace the closet doorknob that’s missing, patch the holes in the wall, and replace all burned out light bulbs. These things might be small and inconspicuous to you, but it could very well make or break the buyer’s decision.
Keep it clean
Once you have organized and de-cluttered, do a thorough deep cleaning. Make everything shine. Wash all the windows and dust everything. Tidy up everyday. Keep trash out to avoid unpleasant odors. You never know when someone driving by your house will want to see it right away, and you can’t get home to clean it because you’re at work. Nothing says “welcome home” like walking through the front door to a clean, fresh, un-cluttered house.
Curb Appeal
The absolute first thing a buyer will see is the outside of your home. It’s imperative to maintain your lawn and flower beds while keeping your hedges trimmed. No one will want to look at the inside of your home (as beautiful as it may be) if they are turned away by the overgrown shrubs or the patchy unkempt grass.
Once your home is ready for its new owners, let us do the rest! Our agents have the marketing tools and real estate know how to insure that your home will sell in the shortest amount of time for the best possible price. Just remember these two words when you’re ready to sell, “Enid’s Best!
By admin, on September 20th, 2011
Which Loan Is Right For Me?
FHA, VA, Conventional, Confused? Understanding loans can be overwhelmingly confusing for some people, and many go with whatever type their lender recommends, however, getting a grasp on the basic differences and definitions of the different types of loans, and which is right for you, is an important step in the home buying process.
Let’s take a look at the different types of loans and what they mean for you, the buyer.
FHA: These types of Loans are insured by the Federal Housing Administration. One of the differences between an FHA and Conventional Loan is the down payment requirement. Conventional loans require 5% down; where FHA only requires 3.5% which can be gifted 100%, which means this program is great for first time home buyers who otherwise might not qualify for a home loan. The credit requirement for an FHA loan is not as strict as a Conventional, meaning that someone with little credit or low credit would be more likely to qualify for this type of loan. In addition income requirements for an FHA loan are lower with a debt to income ratio of 29/41% also, these loans usually come with lower closing costs, (costs, that are not a part of the loan and are to be paid at closing, i.e. attorney’s fees, Abstracting fees, and inspection fees.) with up to 6% being paid for by the seller.
Conventional Loans: The most common type of mortgage, and unlike FHA or VA loans, Conventional loans follow a set of Guidelines set by Fannie Mae and Freddie Mac. Standard income debt to income ratios for this type of loan are 28/36. This loan requires the homebuyer to put down at least 5% of the purchase price, or 20% to avoid the mortgage insurance premium. The requirements for the property being purchased are typically not as strict as an FHA or VA loan, enabling buyers to select from a wider range of properties. However, requirements to obtain this type of loan are stricter, for instance having an excellent credit score, or not having declared bankruptcy in the last 2 years. Someone with excellent credit and can afford a down payment of at least 5% are typically right for a Conventional Loan.
VA Loans: The VA loan was created in 1944 Through the GI bill of Rights and was designed to provide servicemen and their families assistance with buying a home guaranteed with no down payment required. In addition, there is no mortgage insurance with this type of loan. There is what is called a “funding fee.” This fee, currently at 2.5% helps alleviate some of the cost of the benefit off of the taxpayer. There are some who are exempt from paying this fee, such as Veterans who are receiving compensation for service related disabilities. See your local lender for a complete list of exemptions. When making an offer on a home using your VA certificate, there must be an appraisal done on that property to determine if it will meet the Guidelines that the VA has set. The appraisal fee will be the responsibility of the buyer, and the VA will appoint the appraiser. If the appraiser finds anything that will not meet the VA minimum requirements the seller must pay for the repairs needed. To apply for this type of loan the Veteran must first acquire a Certificate of Eligibility which will show proof to the lender that the Veteran qualifies for the loan. We hope this blog has been an insightful and informative piece on the differences of home loans. Should you have more questions or general inquiries, give us a call and let one of our knowledgeable agents equip you with the information you need to get started. Now what are you waiting for? Get out there and get approved so we can give you the keys to your new home!
By admin, on September 15th, 2011
Why Choose Coldwell Banker Realty III
In the competitive world of Real Estate, all agents strive to get your business.
Most point out that they are the Best, or that they have sold more real estate than any other office, or that they will work the hardest for you
But at Coldwell Banker Realty III, we have the numbers, and agents, and customer Satisfaction to prove we are, “Enid’s best.”
There are many key qualities to look for in a real estate agent, here are a few to help you weed out the bad and find the agent that works for you.
- Make sure that your Agent is knowledgeable in the latest technology and marketing techniques so that your home not only receives the best possible attention, but also sells for the best possible price.
- Be sure that your agent will be committed to the entire process of selling your home, focusing on all aspects such as Showings and Open Houses, Helping to establish a Sales Price, Offers, and Negotiations. Selling your home isn’t a one day process, and sometimes can seem overwhelming. Your Agent should have strong communication skills and be there to walk you through every step of the way.
- If you’re buying, chose an Agent that has an excellent grasp on the Housing Market. Be sure that they are mindful of the neighborhoods and school districts. Chose an agent with a strong sense of pride for the community. Be sure that are honest and ethical, ask lots of questions, as anyone will tell you they are the best Realtor.
If you don’t know where to start looking for an agent like this, we have a suggestion for you. Start with a company whose agents have all these qualities and then some! At Coldwell Banker Realty III, Our Agents Live by a Standard of Excellence. We are committed to finding you the perfect home, or getting your home sold for the best price in the shortest amount of time. We pride ourselves on being the best, and According to the Enid Community We are! We have been voted Enid’s Best Real Estate Office for the past 10 years! Coldwell Banker is a top Real Estate Franchise, meaning your listing gets top attention. We have the latest tools to assist us in marketing your home effectively. However, don’t just take our word for it, check the numbers for yourself!
*Price Range of Homes Coldwell Banker Closest Competitor
Listed or Sold
100,000 and up 21.3% 15.6%
150,000 and up 24.9% 17.5%
200,000 and up 28.5% 17.2%
250,000 and up 35.2% 17.3%
300,000 and up 46.0% 16.1%
350,000 and up 47.0% 14.9%
*Based on $ volume on Sales Jan-Dec 2010 According to the Enid Metro Association of Realtors Statistics.
If you’ve made the decision to sell your home, or you’re looking to buy, Stop by or give us a call and let us show you why they call us “Enid’s Best!”
By admin, on August 9th, 2011
It’s always a good time to buy your dream home. Here at Coldwell Banker Realty III
We want to help you realize that dream, and in today’s economy with everyone screaming don’t buy, Many people are on the fence about it. However; people should realize that the National Real Estate Market and our local market here in Enid are two very contrasting markets. Enid’s Market in fact is better than ever. Statistics show the Average Price of Homes Sold in Enid has risen 11.6% from 2009. The median price of a home sold in 2010 was $106,054, up almost $12,000 from the year before.
Now is a great time to buy! If you are tired of throwing away money every month on rent only to pay for someone else’s dream home, Stop by today and let one of our knowledgeable and experienced agents assist you in finding the home you have been dreaming about. Worried about interest rates? Don’t be! At lower than 5%, Interest rates are near historical lows, which is just one more reason why now is the time to buy! Found your dream home and need to sell your old one? We’ve got you covered there as well. With the absorption rate in Enid (supply and demand measurement indicating how many months it takes the current inventory to deplete based on existing sales) fluctuating between 4.02 and 5.60 months over the last 4 years, Enid’s market is a stable one, and home prices in Enid are high. So buying or selling, “Good thing you’re in Enid,”
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